At Immunity Financial Services (IFS), we offer specialized Medicare services designed to help eligible individuals navigate and maximize their Medicare benefits. Medicare, a federal health insurance program primarily for people aged 65 and older, as well as certain younger individuals with disabilities, provides essential health coverage. Our goal is to ensure you understand your options and choose the best coverage to meet your healthcare needs.

redefined health care.

What is Medicare?

Medicare is a federal health insurance program with several parts, each offering different types of coverage.

Type of Medicare Services

  • Medicare Part A: Hospital insurance that covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care.
  • Medicare Part B: Medical insurance that covers certain doctors’ services, outpatient care, medical supplies, and preventive services.
  • Medicare Part C (Medicare Advantage): An alternative to Original Medicare that offers all-in-one plans provided by private insurance companies approved by Medicare. These plans often include additional benefits like vision, dental, and prescription drug coverage.
  • Medicare Part D: Prescription drug coverage that helps pay for the cost of prescription medications.
  • Medicare Supplement Insurance (Medigap): Policies sold by private companies that can help pay some of the healthcare costs not covered by Original Medicare, such as copayments, coinsurance, and deductibles.
  • Our Medicare Services

    1. Medicare Advantage Plans (Part C)
      • Comprehensive Coverage: All-in-one plans that include Part A, Part B, and often Part D coverage, plus additional benefits like vision, dental, hearing, and wellness programs.
      • Network of Providers: Access to a network of doctors and hospitals, with many plans offering lower out-of-pocket costs when using network providers.
      • Personalized Assistance: Help in selecting a Medicare Advantage plan that best meets your healthcare needs and budget.
  • Medicare Prescription Drug Plans (Part D)
    • Affordable Medication Coverage: Plans that help cover the cost of prescription medications, reducing your out-of-pocket expenses.
    • Wide Range of Options: Assistance in choosing a Part D plan that covers your specific medications and fits your budget.
    • Formulary Guidance: Help understanding each plan’s formulary (list of covered drugs) to ensure your medications are included.

Medicare Supplement Insurance (Medigap)

    • Additional Coverage: Policies that help pay for costs not covered by Original Medicare, such as copayments, coinsurance, and deductibles.
    • Flexible Options: A variety of Medigap plans to choose from, each offering different levels of coverage to fit your needs.
    • Expert Advice: Guidance in selecting the right Medigap policy to supplement your Medicare coverage and reduce out-of-pocket expenses.

Medicare Enrollment Assistance

  • Eligibility and Enrollment: Help determining your eligibility for Medicare and assistance with the enrollment process.
  • Annual Enrollment Period (AEP): Support during the AEP to review and make changes to your Medicare coverage.
  • Special Enrollment Periods (SEPs): Guidance on enrolling in or changing plans due to qualifying life events.

Medicare Enrollment Assistance

  • Eligibility and Enrollment: Help determining your eligibility for Medicare and assistance with the enrollment process.
  • Annual Enrollment Period (AEP): Support during the AEP to review and make changes to your Medicare coverage.
  • Special Enrollment Periods (SEPs): Guidance on enrolling in or changing plans due to qualifying life events.

Benefits of Medicare Services with IFS.

To discuss your Medicare goals and Options, or know about our services.

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At Immunity Financial Services, we are committed to helping you make informed decisions about your Medicare coverage. Our experienced team is here to provide personalized support and ensure you have the healthcare coverage you need. Contact us today to learn more about our Medicare services and how we can help you maximize your Medicare benefits.

  • Comprehensive Guidance: Expert advice to help you understand and navigate your Medicare options, ensuring you choose the best coverage for your needs.

  • Personalized Service: Tailored recommendations based on your healthcare needs, preferences, and budget.

  • Cost Savings: Assistance in finding plans that offer the best value and help reduce your out-of-pocket expenses.

  • Convenient Access: Access to a network of trusted healthcare providers and services to ensure high-quality care.

  • Peace of Mind: Confidence in knowing you have the right coverage to meet your healthcare needs and protect your financial well-being.

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