At Immunity Financial Services (IFS), we recognize the importance of safeguarding your home and ensuring your family’s financial security. Our mortgage protection insurance service is designed to provide financial stability by covering your mortgage payments in the event of unforeseen circumstances such as death, disability, or critical illness. This ensures that your loved ones can remain in their home without the burden of mortgage debt.
We save your Home.
Mortgage protection insurance is a type of life insurance policy specifically designed to pay off or cover your mortgage payments if you pass away or become unable to work due to a disability or critical illness.
This type of insurance helps protect your family from the risk of losing their home, providing peace of mind and financial security.
Mortgage Protection Insurance Services
Term Life Mortgage Protection
- Coverage for a Specific Term: Provides coverage for a specified period, typically aligned with the term of your mortgage (e.g., 15, 20, or 30 years).
- Death Benefit: Pays a death benefit that can be used to pay off the remaining mortgage balance if the insured passes away during the term.
- Affordable Premiums: Generally more affordable than permanent life insurance, making it an attractive option for homeowners.
Disability Mortgage Protection
- Income Replacement: Provides a monthly benefit to cover mortgage payments if you become disabled and are unable to work.
- Partial or Total Disability: Coverage for both partial and total disabilities, ensuring financial support regardless of the severity of the disability.
- Flexible Benefit Periods: Options to choose benefit periods that align with your mortgage terms and financial needs.
Critical Illness Mortgage Protection
- Lump-Sum Benefit: Provides a lump-sum payment if you are diagnosed with a covered critical illness, such as cancer, heart attack, or stroke.
- Mortgage Payment Coverage: The benefit can be used to pay off or reduce your mortgage balance, ensuring your family remains financially secure during a health crisis.
- Comprehensive Coverage: Covers a range of critical illnesses, providing broad protection for your mortgage.
IFS Ensures your family can stay in their home even if you are no longer able to provide for them due to death, disability, or critical illness.
Reliable Support: Ongoing support and assistance throughout the policy term, ensuring your coverage remains effective and up-to-date.
Financial Stability: Reduces the financial burden on your loved ones by covering mortgage payments, preventing potential foreclosure or the need to sell the home.
At Immunity Financial Services, we are dedicated to helping you protect your home and your family’s future. Contact us today to learn more about our mortgage protection insurance services and how we can help you secure the financial stability and peace of mind you deserve.
